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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,079 | $60,128-48.3% | $90,440-65.6% | $79,852-61.1% |
| Participation rate | 68.6% | 65.0%+3.6pp | 72.7%-4.1pp | 69.6%-1.0pp |
| Annual return | 15.81% | 71.95%-56.1pp | 1294.38%-1278.6pp | 31.72%-15.9pp |
| Employer contribution / active EE | $1,334 | $2,068-35.5% | $3,263-59.1% | $2,471-46.0% |
| Participant deferral / active EE | $2,987 | $2,939+1.6% | $3,964-24.7% | $3,740-20.2% |
| Admin fee / account holder | $1,239 | $3,977-68.8% | $5,615-77.9% | $5,306-76.6% |