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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,184 | $73,863+32.9% | $143,797-31.7% | $68,490+43.4% |
| Participation rate | 13.5% | 66.7%-53.2pp | 80.3%-66.9pp | 67.9%-54.4pp |
| Annual return | -14.00% | 0.91%-14.9pp | -0.04%-14.0pp | -7.85%-6.2pp |
| Employer contribution / active EE | $0 | $3,185-100.0% | $4,952-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,643 | $3,385-51.5% | $5,638-70.9% | $4,028-59.2% |
| Admin fee / account holder | $3,433 | $5,756-40.4% | $14,679-76.6% | $5,403-36.5% |