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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,670 | $167,030-87.0% | $135,768-84.0% | $155,188-86.0% |
| Participation rate | 50.0% | 76.2%-26.2pp | 71.1%-21.1pp | 80.8%-30.8pp |
| Annual return | 16.67% | 678.39%-661.7pp | 526.10%-509.4pp | 148.84%-132.2pp |
| Employer contribution / active EE | $1,797 | $4,132-56.5% | $3,394-47.1% | $4,248-57.7% |
| Participant deferral / active EE | $5,015 | $4,528+10.8% | $3,977+26.1% | $6,531-23.2% |
| Admin fee / account holder | $806 | $8,172-90.1% | $7,048-88.6% | $14,480-94.4% |