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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,166 | $148,629-89.8% | $135,982-88.8% | $139,487-89.1% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 28.71% | 79.33%-50.6pp | 68.32%-39.6pp | 373.84%-345.1pp |
| Employer contribution / active EE | $2,352 | $5,247-55.2% | $4,859-51.6% | $4,755-50.5% |
| Participant deferral / active EE | $3,358 | $8,102-58.6% | $7,760-56.7% | $6,713-50.0% |
| Admin fee / account holder | $687 | $12,406-94.5% | $10,767-93.6% | $11,407-94.0% |