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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,054 | $175,259-41.8% | $149,723-31.8% | $139,487-26.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.22% | 166.82%-151.6pp | 134.50%-119.3pp | 373.84%-358.6pp |
| Employer contribution / active EE | $1,735 | $5,478-68.3% | $4,821-64.0% | $4,755-63.5% |
| Participant deferral / active EE | $5,889 | $6,522-9.7% | $5,682+3.6% | $6,713-12.3% |
| Admin fee / account holder | $8,920 | $16,158-44.8% | $13,215-32.5% | $11,407-21.8% |