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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,266 | $183,539-35.0% | $155,556-23.3% | $145,897-18.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.78% | 61.31%-49.5pp | 64.84%-53.1pp | 552.29%-540.5pp |
| Employer contribution / active EE | $5,368 | $5,315+1.0% | $4,675+14.8% | $4,663+15.1% |
| Participant deferral / active EE | $4,783 | $6,467-26.0% | $5,631-15.1% | $6,689-28.5% |
| Admin fee / account holder | $4,776 | $19,275-75.2% | $15,885-69.9% | $13,390-64.3% |