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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,275 | $138,076-69.4% | $123,553-65.8% | $135,380-68.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -8.87% | 153.70%-162.6pp | 119.21%-128.1pp | 519.81%-528.7pp |
| Employer contribution / active EE | $753 | $5,152-85.4% | $4,628-83.7% | $4,779-84.3% |
| Participant deferral / active EE | $5,029 | $6,800-26.0% | $6,426-21.7% | $5,609-10.3% |
| Admin fee / account holder | $15,013 | $10,917+37.5% | $9,284+61.7% | $10,828+38.7% |