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| Provider | Service type | Compensation |
|---|---|---|
THE FIDUCIARY GROUP1 year Service code 26 P.O. BOX 13688 · SAVANNAH, GA 31416 | Advisory (Participants) | $39,847 |
Filed as: THE RETIREMENT PLAN COMPANY, LLC Service code 51 · EIN 38-3712991 | Investment Mgmt Fees | $27,169 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,362 | $99,957+39.4% | $149,730-6.9% | $73,493+89.6% |
| Participation rate | 93.3% | 75.7%+17.6pp | 82.5%+10.9pp | 70.7%+22.7pp |
| Annual return | 11.76% | 53.87%-42.1pp | 276.70%-264.9pp | 28.51%-16.8pp |
| Employer contribution / active EE | $11,888 | $3,191+272.5% | $4,645+155.9% | $2,270+423.7% |
| Participant deferral / active EE | $7,232 | $6,073+19.1% | $6,843+5.7% | $3,740+93.4% |
| Admin fee / account holder | $539 | $551-2.1% | $9,310-94.2% | $513+5.1% |