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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,434 | $150,447-35.2% | $136,298-28.5% | $147,586-34.0% |
| Participation rate | 88.9% | 84.4%+4.5pp | 81.9%+7.0pp | 82.8%+6.1pp |
| Annual return | 11.72% | 1049.15%-1037.4pp | 5156.27%-5144.5pp | 578.59%-566.9pp |
| Employer contribution / active EE | $2,119 | $5,256-59.7% | $4,696-54.9% | $4,876-56.6% |
| Participant deferral / active EE | $4,020 | $6,631-39.4% | $6,247-35.7% | $5,439-26.1% |
| Admin fee / account holder | $670 | $10,906-93.9% | $9,244-92.8% | $10,886-93.8% |