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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,534 | $99,009+107.6% | $86,581+137.4% | $147,585+39.3% |
| Participation rate | 28.6% | 76.3%-47.8pp | 73.5%-45.0pp | 82.8%-54.3pp |
| Annual return | 15.57% | 1312.70%-1297.1pp | 965.06%-949.5pp | 578.58%-563.0pp |
| Employer contribution / active EE | $1,150 | $3,132-63.3% | $2,840-59.5% | $4,876-76.4% |
| Participant deferral / active EE | $4,945 | $3,972+24.5% | $3,609+37.0% | $5,439-9.1% |
| Admin fee / account holder | $743 | $5,709-87.0% | $4,904-84.9% | $10,886-93.2% |