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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,360 | $106,008-18.5% | $92,240-6.4% | $147,586-41.5% |
| Participation rate | 70.8% | 80.4%-9.6pp | 76.5%-5.6pp | 82.8%-12.0pp |
| Annual return | 10.94% | 50.05%-39.1pp | 176.29%-165.4pp | 578.59%-567.7pp |
| Employer contribution / active EE | $1,857 | $4,333-57.1% | $3,680-49.5% | $4,876-61.9% |
| Participant deferral / active EE | $4,012 | $4,478-10.4% | $3,897+3.0% | $5,439-26.2% |
| Admin fee / account holder | $726 | $6,333-88.5% | $5,194-86.0% | $10,886-93.3% |