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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,079 | $150,446-54.1% | $136,297-49.3% | $147,585-53.2% |
| Participation rate | 66.7% | 84.4%-17.8pp | 81.9%-15.3pp | 82.8%-16.2pp |
| Annual return | 18.87% | 1049.14%-1030.3pp | 5156.19%-5137.3pp | 578.58%-559.7pp |
| Employer contribution / active EE | $3,403 | $5,256-35.3% | $4,696-27.5% | $4,876-30.2% |
| Participant deferral / active EE | $6,063 | $6,631-8.6% | $6,247-2.9% | $5,439+11.5% |
| Admin fee / account holder | $10,436 | $10,906-4.3% | $9,244+12.9% | $10,886-4.1% |