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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,029 | $217,432-39.7% | $185,849-29.5% | $167,536-21.8% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 9.81% | 148.42%-138.6pp | 122.10%-112.3pp | 478.82%-469.0pp |
| Employer contribution / active EE | $10,034 | $5,875+70.8% | $5,169+94.1% | $4,839+107.4% |
| Participant deferral / active EE | $5,954 | $6,357-6.3% | $5,569+6.9% | $6,342-6.1% |
| Admin fee / account holder | $1,020 | $19,818-94.9% | $16,244-93.7% | $12,315-91.7% |