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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,917 | $27,632-9.8% | $61,452-59.5% | $68,486-63.6% |
| Participation rate | 13.5% | 39.5%-26.0pp | 52.6%-39.1pp | 67.9%-54.4pp |
| Annual return | -12.70% | -13.24%+0.5pp | 338.96%-351.7pp | -7.85%-4.8pp |
| Employer contribution / active EE | $427 | $696-38.7% | $1,160-63.2% | $2,597-83.6% |
| Participant deferral / active EE | $902 | $1,264-28.6% | $2,125-57.6% | $4,028-77.6% |
| Admin fee / account holder | $119 | $2,010-94.1% | $2,131-94.4% | $5,404-97.8% |