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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,115 | $202,342-70.8% | $172,753-65.8% | $152,909-61.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 17.96% | 1029.88%-1011.9pp | 803.00%-785.0pp | 345.46%-327.5pp |
| Employer contribution / active EE | $7,078 | $5,857+20.8% | $5,144+37.6% | $4,764+48.6% |
| Participant deferral / active EE | $5,023 | $5,948-15.5% | $5,198-3.4% | $5,851-14.1% |
| Admin fee / account holder | $3,937 | $17,112-77.0% | $13,956-71.8% | $11,601-66.1% |