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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,683 | $96,388-40.2% | $80,627-28.5% | $139,466-58.6% |
| Participation rate | 50.0% | 73.6%-23.6pp | 67.0%-17.0pp | 80.3%-30.3pp |
| Annual return | 18.56% | 1352.08%-1333.5pp | 936.76%-918.2pp | 373.66%-355.1pp |
| Employer contribution / active EE | $1,556 | $3,260-52.3% | $2,723-42.8% | $4,754-67.3% |
| Participant deferral / active EE | $12,487 | $5,224+139.0% | $4,443+181.1% | $6,712+86.0% |
| Admin fee / account holder | $2,418 | $6,603-63.4% | $5,381-55.1% | $11,409-78.8% |