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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,689 | $153,769-73.5% | $133,975-69.6% | $273,972-85.1% |
| Participation rate | 82.6% | 88.4%-5.8pp | 87.1%-4.5pp | 83.0%-0.4pp |
| Annual return | -8.41% | 36.51%-44.9pp | 29.29%-37.7pp | 41.46%-49.9pp |
| Employer contribution / active EE | $0 | $6,029-100.0% | $5,211-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $6,124 | $6,958-12.0% | $6,282-2.5% | $5,287+15.8% |
| Admin fee / account holder | $5,674 | $11,765-51.8% | $9,324-39.1% | $10,133-44.0% |