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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,134 | $150,447-56.7% | $136,298-52.2% | $147,586-55.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.21% | 1049.15%-1032.9pp | 5156.27%-5140.1pp | 578.59%-562.4pp |
| Employer contribution / active EE | $7,500 | $5,256+42.7% | $4,696+59.7% | $4,876+53.8% |
| Participant deferral / active EE | $11,750 | $6,631+77.2% | $6,247+88.1% | $5,439+116.0% |
| Admin fee / account holder | $2,421 | $10,906-77.8% | $9,244-73.8% | $10,886-77.8% |