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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,644 | $140,592+143.7% | $123,105+178.3% | $125,389+173.3% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | 0.65% | 16.80%-16.1pp | 13.22%-12.6pp | 282.24%-281.6pp |
| Employer contribution / active EE | $15,359 | $6,041+154.2% | $5,151+198.2% | $4,866+215.6% |
| Participant deferral / active EE | $14,864 | $6,980+112.9% | $6,229+138.6% | $5,352+177.7% |
| Admin fee / account holder | $53,972 | $11,198+382.0% | $9,014+498.7% | $9,541+465.7% |