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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,606 | $150,446-88.3% | $136,297-87.1% | $147,585-88.1% |
| Participation rate | 83.3% | 84.4%-1.1pp | 81.9%+1.4pp | 82.8%+0.5pp |
| Annual return | 23.46% | 1049.14%-1025.7pp | 5156.19%-5132.7pp | 578.58%-555.1pp |
| Employer contribution / active EE | $3,706 | $5,256-29.5% | $4,696-21.1% | $4,876-24.0% |
| Participant deferral / active EE | $5,243 | $6,631-20.9% | $6,247-16.1% | $5,439-3.6% |
| Admin fee / account holder | $1,499 | $10,906-86.3% | $9,244-83.8% | $10,886-86.2% |