Retirement plan

HOLDER CONSTRUCTION GROUP, LLC PROFIT SHARING AND 401(K) PLAN

Name: HOLDER CONSTRUCTION GROUP, LLC - HOLDER CONSTRUCTION GROUP, LLC PROFIT SHARING AND 401(K) PLAN (2016) Form 5500
Creator: HOLDER CONSTRUCTION GROUP, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HOLDER CONSTRUCTION GROUP, LLC PROFIT SHARING AND 401(K) PLAN, HOLDER CONSTRUCTION GROUP, LLC

HOLDER CONSTRUCTION GROUP, LLCEIN 58-2535136Plan #001PY 2016

3300 RIVERWOOD PARKWAY, SUITE 1200 - ATLANTA, GA 30339770-988-3000holderconstruction.comLinkedIn1001-5000 employeesconstruction

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$76.9M

+15.6% from 2015

Total participants

971

+18.4% from 2015

Average account balance

$83,821

-2.6% from 2015

Annual return

6.94%

+8.35 pp from 2015

Benchmarks

See 1,079 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants250-999

Cohort1,079 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$229.37M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$102K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

2,244

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$24.61M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.19%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$148

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
NATIONWIDE2+ years Service code 13 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Contract Administrator	$224,508
CLS INVESTMENTS2+ years Service code 26 17605 WRIGHT STREET · OMAHA, NE 68130	Advisory (Participants)	$152,338
PENSION FINANCIAL SERVICES, INC.2+ years Filed as: PENSION FINANCIAL SERVICES,INC. Service code 13 3700 CRESTWOOD PARKWAY · DULUTH, GA 30096	Contract Administrator	$95,439
PENSION FINANCIAL SERVICES, INC.2+ years Filed as: PENSION FINANCIAL SERVICES Service code 13	Contract Administrator	$33,603
IRON-CO-FID-COMPREHENSIVE2+ years Filed as: IRON FINANCIAL LLC Service code 28 630 DUNDEE ROAD · NORTHBROOK, IL 60062	Investment Management	$27,970
BABUSH NEIMAN KORNMAN & JOHNSON LLP2+ years Service code 10 5909 PEACHTREE DUNWOODY ROAD · ATLANTA, GA 30328	Accounting	$12,788

Plan features & details

Pension benefit codes2E2F2G2J2K2R2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$425K

$545 / participant

Investment mgmt$191K45.0%
Contract admin$159K37.4%
Other / not subdivided$75K17.6%

% of EOY assets

0.553%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CARR RIGGS & INGRAM LLC
Auditor EIN: 721396621
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$83,821

$57,921+44.7%

$84,753-1.1%

$57,658+45.4%

Participation rate

93.1%

72.9%+20.1pp

76.6%+16.5pp

70.2%+22.8pp

Annual return

6.94%

10.24%-3.3pp

22.78%-15.8pp

5.13%+1.8pp

Employer contribution / active EE

$2,885

$2,598+11.0%

$3,574-19.3%

$1,974+46.1%

Participant deferral / active EE

$7,666

$2,742+179.6%

$3,712+106.5%

$3,061+150.5%

Admin fee / account holder

$463

$130+257.2%

$5,333-91.3%

$95+390.1%

Provider

Service type

Compensation

NATIONWIDE2+ years

Service code 13

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Contract Administrator

$224,508

CLS INVESTMENTS2+ years

Service code 26

17605 WRIGHT STREET · OMAHA, NE 68130

Advisory (Participants)

$152,338

PENSION FINANCIAL SERVICES, INC.2+ years

Filed as: PENSION FINANCIAL SERVICES,INC.

Service code 13

3700 CRESTWOOD PARKWAY · DULUTH, GA 30096

Contract Administrator

$95,439

PENSION FINANCIAL SERVICES, INC.2+ years

Filed as: PENSION FINANCIAL SERVICES

Service code 13

Contract Administrator

$33,603

IRON-CO-FID-COMPREHENSIVE2+ years

Filed as: IRON FINANCIAL LLC

Service code 28

630 DUNDEE ROAD · NORTHBROOK, IL 60062

Investment Management

$27,970

BABUSH NEIMAN KORNMAN & JOHNSON LLP2+ years

Service code 10

5909 PEACHTREE DUNWOODY ROAD · ATLANTA, GA 30328

Accounting

$12,788

HOLDER CONSTRUCTION GROUP, LLC PROFIT SHARING AND 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HOLDER CONSTRUCTION GROUP, LLC PROFIT SHARING AND 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion