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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,386 | $83,427-68.4% | $115,756-77.2% | $68,486-61.5% |
| Participation rate | 64.7% | 71.9%-7.2pp | 77.1%-12.4pp | 67.9%-3.2pp |
| Annual return | -17.33% | -10.95%-6.4pp | 143.14%-160.5pp | -7.85%-9.5pp |
| Employer contribution / active EE | $1,422 | $3,075-53.7% | $3,793-62.5% | $2,597-45.2% |
| Participant deferral / active EE | $2,075 | $5,355-61.3% | $6,254-66.8% | $4,028-48.5% |
| Admin fee / account holder | $2,155 | $5,708-62.2% | $8,124-73.5% | $5,404-60.1% |