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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,392 | $76,551+18.1% | $123,894-27.0% | $62,881+43.8% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 8.60% | 18.68%-10.1pp | 47.52%-38.9pp | 20.14%-11.5pp |
| Employer contribution / active EE | $13,153 | $2,882+356.3% | $4,617+184.9% | $2,281+476.6% |
| Participant deferral / active EE | $9,610 | $4,840+98.6% | $5,984+60.6% | $3,203+200.0% |
| Admin fee / account holder | $1,052 | $4,826-78.2% | $8,357-87.4% | $4,296-75.5% |