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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,591 | $69,012-58.6% | $160,037-82.1% | $68,490-58.3% |
| Participation rate | 100.0% | 65.4%+34.6pp | 78.0%+22.0pp | 67.9%+32.1pp |
| Annual return | -16.02% | -9.65%-6.4pp | 408.95%-425.0pp | -7.85%-8.2pp |
| Employer contribution / active EE | $5,800 | $2,212+162.2% | $4,226+37.3% | $2,597+123.4% |
| Participant deferral / active EE | $1,033 | $4,212-75.5% | $6,184-83.3% | $4,028-74.4% |
| Admin fee / account holder | $499 | $4,798-89.6% | $8,716-94.3% | $5,403-90.8% |