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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,894 | $78,015-63.0% | $178,505-83.8% | $80,959-64.3% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.7%+32.3pp |
| Annual return | 11.89% | 18.10%-6.2pp | 27.16%-15.3pp | 35.67%-23.8pp |
| Employer contribution / active EE | $2,278 | $2,281-0.1% | $3,955-42.4% | $2,757-17.4% |
| Participant deferral / active EE | $1,264 | $4,406-71.3% | $6,280-79.9% | $4,300-70.6% |
| Admin fee / account holder | $800 | $7,160-88.8% | $10,428-92.3% | $6,925-88.4% |