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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,777 | $107,363-2.4% | $92,909+12.8% | $152,897-31.5% |
| Participation rate | 66.7% | 79.8%-13.1pp | 76.0%-9.3pp | 82.5%-15.8pp |
| Annual return | 19.16% | 145.63%-126.5pp | 109.44%-90.3pp | 345.43%-326.3pp |
| Employer contribution / active EE | $2,406 | $4,222-43.0% | $3,653-34.1% | $4,764-49.5% |
| Participant deferral / active EE | $4,736 | $4,848-2.3% | $4,238+11.8% | $5,851-19.1% |
| Admin fee / account holder | $1,421 | $7,082-79.9% | $5,795-75.5% | $11,599-87.7% |