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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,293 | $84,236-9.4% | $170,435-55.2% | $70,126+8.8% |
| Participation rate | 80.6% | 70.8%+9.7pp | 83.6%-3.0pp | 69.5%+11.0pp |
| Annual return | 11.78% | 23.06%-11.3pp | 205.94%-194.2pp | 73.15%-61.4pp |
| Employer contribution / active EE | $2,104 | $3,387-37.9% | $5,432-61.3% | $2,343-10.2% |
| Participant deferral / active EE | $4,040 | $3,086+30.9% | $4,939-18.2% | $3,332+21.2% |
| Admin fee / account holder | $39,759 | $5,698+597.7% | $13,881+186.4% | $4,645+755.9% |