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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,908 | $152,619-20.8% | $125,195-3.4% | $152,909-20.9% |
| Participation rate | 84.6% | 83.3%+1.3pp | 79.8%+4.8pp | 82.5%+2.2pp |
| Annual return | 22.76% | 54.85%-32.1pp | 43.79%-21.0pp | 345.46%-322.7pp |
| Employer contribution / active EE | $6,056 | $4,947+22.4% | $3,866+56.7% | $4,764+27.1% |
| Participant deferral / active EE | $12,828 | $5,869+118.6% | $4,937+159.8% | $5,851+119.2% |
| Admin fee / account holder | $29,320 | $13,437+118.2% | $9,704+202.1% | $11,601+152.7% |