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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,838 | $197,819-81.9% | $155,789-77.0% | $125,389-71.4% |
| Participation rate | 66.7% | 82.1%-15.4pp | 76.1%-9.4pp | 83.2%-16.5pp |
| Annual return | -1.79% | 86.73%-88.5pp | 71.54%-73.3pp | 282.24%-284.0pp |
| Employer contribution / active EE | $2,307 | $4,850-52.4% | $3,839-39.9% | $4,866-52.6% |
| Participant deferral / active EE | $7,191 | $5,631+27.7% | $4,798+49.9% | $5,352+34.4% |
| Admin fee / account holder | $2,053 | $9,544-78.5% | $7,477-72.5% | $9,541-78.5% |