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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $247,938 |
ADP BROKER-DEALER5+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,259 | $45,000-75.0% | $143,799-92.2% | $77,906-85.5% |
| Participation rate | 89.3% | 66.8%+22.5pp | 80.3%+9.0pp | 73.7%+15.6pp |
| Annual return | -13.93% | 29.03%-43.0pp | -0.04%-13.9pp | 12.16%-26.1pp |
| Employer contribution / active EE | $1,752 | $1,870-6.3% | $4,952-64.6% | $2,846-38.5% |
| Participant deferral / active EE | $2,744 | $3,157-13.1% | $5,638-51.3% | $4,805-42.9% |
| Admin fee / account holder | $59 | $98-39.6% | $14,677-99.6% | $133-55.2% |