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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,837 | $127,387-78.1% | $115,038-75.8% | $125,389-77.8% |
| Participation rate | 68.8% | 84.2%-15.4pp | 81.4%-12.6pp | 83.2%-14.4pp |
| Annual return | -2.97% | 31.28%-34.3pp | 26.14%-29.1pp | 282.24%-285.2pp |
| Employer contribution / active EE | $0 | $5,166-100.0% | $4,608-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $2,733 | $6,423-57.5% | $6,026-54.7% | $5,352-48.9% |
| Admin fee / account holder | $9,937 | $9,516+4.4% | $8,175+21.5% | $9,541+4.1% |