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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,389 | $99,009-19.8% | $86,581-8.3% | $147,585-46.2% |
| Participation rate | 87.5% | 76.3%+11.2pp | 73.5%+14.0pp | 82.8%+4.7pp |
| Annual return | 5.59% | 1312.70%-1307.1pp | 965.06%-959.5pp | 578.58%-573.0pp |
| Employer contribution / active EE | $867 | $3,132-72.3% | $2,840-69.5% | $4,876-82.2% |
| Participant deferral / active EE | $2,758 | $3,972-30.6% | $3,609-23.6% | $5,439-49.3% |
| Admin fee / account holder | $9,103 | $5,709+59.5% | $4,904+85.6% | $10,886-16.4% |