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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,798 | $58,848-25.6% | $88,179-50.3% | $82,637-47.0% |
| Participation rate | 57.9% | 57.9%0pp | 69.1%-11.2pp | 68.1%-10.2pp |
| Annual return | 17.01% | 22.76%-5.7pp | 64.97%-48.0pp | 53.51%-36.5pp |
| Employer contribution / active EE | $1,383 | $1,678-17.6% | $2,549-45.8% | $2,552-45.8% |
| Participant deferral / active EE | $1,511 | $3,124-51.6% | $4,614-67.3% | $4,126-63.4% |
| Admin fee / account holder | $6,288 | $4,795+31.1% | $7,673-18.1% | $7,339-14.3% |