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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,024 | $217,432-46.2% | $185,851-37.0% | $167,553-30.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 5.82% | 148.43%-142.6pp | 122.11%-116.3pp | 478.89%-473.1pp |
| Employer contribution / active EE | $4,991 | $5,874-15.0% | $5,168-3.4% | $4,840+3.1% |
| Participant deferral / active EE | $4,047 | $6,357-36.3% | $5,569-27.3% | $6,343-36.2% |
| Admin fee / account holder | $17,298 | $19,820-12.7% | $16,245+6.5% | $12,316+40.4% |