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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,861 | $124,330+27.8% | $109,173+45.5% | $167,536-5.2% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 19.35% | 26.04%-6.7pp | 25.75%-6.4pp | 478.82%-459.5pp |
| Employer contribution / active EE | $4,775 | $4,209+13.4% | $3,723+28.3% | $4,839-1.3% |
| Participant deferral / active EE | $6,363 | $5,256+21.1% | $4,654+36.7% | $6,342+0.3% |
| Admin fee / account holder | $8,540 | $7,974+7.1% | $6,755+26.4% | $12,315-30.7% |