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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,077 | $60,442-12.2% | $96,754-45.1% | $87,485-39.3% |
| Participation rate | 53.0% | 58.7%-5.7pp | 70.3%-17.2pp | 68.9%-15.9pp |
| Annual return | 16.93% | 21.97%-5.0pp | 82.04%-65.1pp | 26.06%-9.1pp |
| Employer contribution / active EE | $2,568 | $1,691+51.9% | $2,679-4.1% | $2,596-1.1% |
| Participant deferral / active EE | $5,485 | $3,280+67.2% | $4,758+15.3% | $4,274+28.4% |
| Admin fee / account holder | $14,335 | $5,069+182.8% | $8,905+61.0% | $7,775+84.4% |