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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,880 | $148,623-14.6% | $135,974-6.7% | $139,466-9.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 29.37% | 79.30%-49.9pp | 68.30%-38.9pp | 373.66%-344.3pp |
| Employer contribution / active EE | $3,728 | $5,246-28.9% | $4,859-23.3% | $4,754-21.6% |
| Participant deferral / active EE | $17,575 | $8,103+116.9% | $7,760+126.5% | $6,712+161.8% |
| Admin fee / account holder | $3,174 | $12,406-74.4% | $10,767-70.5% | $11,409-72.2% |