Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,240 | $99,994-84.8% | $146,647-89.6% | $85,851-82.2% |
| Participation rate | 61.8% | 73.1%-11.3pp | 80.1%-18.3pp | 69.3%-7.6pp |
| Annual return | 10.23% | 18.93%-8.7pp | 22.75%-12.5pp | 318.63%-308.4pp |
| Employer contribution / active EE | $1,558 | $2,559-39.1% | $4,137-62.3% | $2,565-39.3% |
| Participant deferral / active EE | $2,288 | $4,006-42.9% | $5,506-58.4% | $3,952-42.1% |
| Admin fee / account holder | $6,470 | $7,703-16.0% | $10,281-37.1% | $6,261+3.3% |