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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,188 | $46,877+145.7% | $122,354-5.9% | $70,126+64.3% |
| Participation rate | 59.3% | 58.2%+1.1pp | 71.6%-12.3pp | 69.5%-10.2pp |
| Annual return | 13.24% | 24.22%-11.0pp | 30.28%-17.0pp | 73.15%-59.9pp |
| Employer contribution / active EE | $664 | $1,288-48.4% | $4,051-83.6% | $2,343-71.6% |
| Participant deferral / active EE | $1,293 | $2,167-40.3% | $3,287-60.7% | $3,332-61.2% |
| Admin fee / account holder | $768 | $3,324-76.9% | $5,479-86.0% | $4,645-83.5% |