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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,965 | $105,158+26.4% | $94,672+40.4% | $139,487-4.7% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 10.39% | 38.11%-27.7pp | 156.89%-146.5pp | 373.84%-363.4pp |
| Employer contribution / active EE | $47 | $4,107-98.9% | $3,673-98.7% | $4,755-99.0% |
| Participant deferral / active EE | $2,893 | $7,599-61.9% | $7,417-61.0% | $6,713-56.9% |
| Admin fee / account holder | $890 | $8,972-90.1% | $7,222-87.7% | $11,407-92.2% |