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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $568,905 | $217,432+161.6% | $185,849+206.1% | $167,536+239.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.82% | 148.42%-132.6pp | 122.10%-106.3pp | 478.82%-463.0pp |
| Employer contribution / active EE | $11,922 | $5,875+102.9% | $5,169+130.7% | $4,839+146.4% |
| Participant deferral / active EE | $6,770 | $6,357+6.5% | $5,569+21.6% | $6,342+6.7% |
| Admin fee / account holder | $8,434 | $19,818-57.4% | $16,244-48.1% | $12,315-31.5% |