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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,274 | $127,386-89.6% | $115,037-88.5% | $125,388-89.4% |
| Participation rate | 76.2% | 84.2%-8.0pp | 81.4%-5.2pp | 83.2%-7.0pp |
| Annual return | -2.08% | 31.28%-33.4pp | 26.14%-28.2pp | 282.24%-284.3pp |
| Employer contribution / active EE | $1,577 | $5,166-69.5% | $4,608-65.8% | $4,866-67.6% |
| Participant deferral / active EE | $4,541 | $6,423-29.3% | $6,026-24.7% | $5,352-15.1% |
| Admin fee / account holder | $392 | $9,516-95.9% | $8,175-95.2% | $9,541-95.9% |