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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,235 | $106,005-52.6% | $92,239-45.5% | $147,585-66.0% |
| Participation rate | 45.8% | 80.4%-34.6pp | 76.5%-30.6pp | 82.8%-37.0pp |
| Annual return | 13.97% | 50.05%-36.1pp | 176.29%-162.3pp | 578.58%-564.6pp |
| Employer contribution / active EE | $1,322 | $4,333-69.5% | $3,680-64.1% | $4,876-72.9% |
| Participant deferral / active EE | $3,191 | $4,478-28.7% | $3,897-18.1% | $5,439-41.3% |
| Admin fee / account holder | $1,467 | $6,333-76.8% | $5,194-71.8% | $10,886-86.5% |