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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,043 | $57,352+163.4% | $83,830+80.2% | $64,173+135.4% |
| Participation rate | 14.8% | 68.6%-53.8pp | 76.1%-61.3pp | 69.6%-54.8pp |
| Annual return | -2.26% | 11.38%-13.6pp | 850.97%-853.2pp | 7.63%-9.9pp |
| Employer contribution / active EE | $909 | $2,546-64.3% | $3,631-75.0% | $2,381-61.8% |
| Participant deferral / active EE | $1,249 | $2,993-58.3% | $4,082-69.4% | $3,470-64.0% |
| Admin fee / account holder | $0 | $4,046-100.0% | $5,479-100.0% | $4,887-100.0% |