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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,813 | $58,587+8.9% | $83,322-23.4% | $64,173-0.6% |
| Participation rate | 68.9% | 72.0%-3.1pp | 77.8%-8.9pp | 69.6%-0.7pp |
| Annual return | -7.67% | 9.65%-17.3pp | 10.64%-18.3pp | 7.63%-15.3pp |
| Employer contribution / active EE | $0 | $2,098-100.0% | $3,379-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $4,247 | $4,654-8.7% | $5,565-23.7% | $3,470+22.4% |
| Admin fee / account holder | $2,401 | $9,279-74.1% | $7,540-68.2% | $4,887-50.9% |