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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,983 | $82,674+58.4% | $125,381+4.5% | $68,486+91.3% |
| Participation rate | 57.6% | 75.1%-17.5pp | 82.4%-24.8pp | 67.9%-10.3pp |
| Annual return | -13.20% | -5.97%-7.2pp | 572.31%-585.5pp | -7.85%-5.3pp |
| Employer contribution / active EE | $2,644 | $3,382-21.8% | $4,815-45.1% | $2,597+1.8% |
| Participant deferral / active EE | $4,774 | $6,111-21.9% | $7,448-35.9% | $4,028+18.5% |
| Admin fee / account holder | $22,217 | $6,277+253.9% | $10,007+122.0% | $5,404+311.1% |