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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $476,554 | $160,028+197.8% | $147,080+224.0% | $145,884+226.7% |
| Participation rate | 95.8% | 84.0%+11.8pp | 82.2%+13.7pp | 80.3%+15.5pp |
| Annual return | 12.98% | 98.60%-85.6pp | 420.17%-407.2pp | 551.85%-538.9pp |
| Employer contribution / active EE | $5,336 | $5,286+1.0% | $4,933+8.2% | $4,662+14.4% |
| Participant deferral / active EE | $17,636 | $8,422+109.4% | $8,066+118.6% | $6,690+163.6% |
| Admin fee / account holder | $3,890 | $15,030-74.1% | $12,989-70.1% | $13,392-71.0% |