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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,265 | $84,628+40.9% | $61,501+93.9% | $134,545-11.4% |
| Participation rate | 50.0% | 62.2%-12.2pp | 52.6%-2.6pp | 81.2%-31.2pp |
| Annual return | -19.86% | 585.61%-605.5pp | 339.04%-358.9pp | 418.37%-438.2pp |
| Employer contribution / active EE | $0 | $1,545-100.0% | $1,160-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $7,067 | $2,819+150.7% | $2,125+232.6% | $6,401+10.4% |
| Admin fee / account holder | $12,402 | $2,587+379.3% | $2,132+481.8% | $11,431+8.5% |