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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,235 | $42,383-31.0% | $76,518-61.8% | $64,173-54.4% |
| Participation rate | 57.6% | 58.1%-0.6pp | 68.0%-10.4pp | 69.6%-12.0pp |
| Annual return | -1.35% | -16.54%+15.2pp | -0.27%-1.1pp | 7.63%-9.0pp |
| Employer contribution / active EE | $750 | $1,563-52.0% | $2,647-71.7% | $2,381-68.5% |
| Participant deferral / active EE | $1,729 | $2,566-32.6% | $3,836-54.9% | $3,470-50.2% |
| Admin fee / account holder | $990 | $3,198-69.0% | $4,849-79.6% | $4,887-79.7% |