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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $806,611 | $101,618+693.8% | $93,063+766.7% | $137,256+487.7% |
| Participation rate | 75.0% | 74.9%+0.1pp | 72.1%+2.9pp | 80.0%-5.0pp |
| Annual return | 15.39% | 223.95%-208.6pp | 34.15%-18.8pp | 220.34%-205.0pp |
| Employer contribution / active EE | $14,402 | $2,707+432.0% | $2,476+481.7% | $4,156+246.5% |
| Participant deferral / active EE | $13,605 | $4,279+217.9% | $3,958+243.7% | $6,407+112.4% |
| Admin fee / account holder | $1,867 | $6,198-69.9% | $6,033-69.1% | $12,270-84.8% |