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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $806,611 | $177,353+354.8% | $158,226+409.8% | $198,609+306.1% |
| Participation rate | 75.0% | 77.0%-2.0pp | 74.8%+0.2pp | 82.4%-7.4pp |
| Annual return | 15.39% | 599.50%-584.1pp | 501.41%-486.0pp | 202.70%-187.3pp |
| Employer contribution / active EE | $14,402 | $3,239+344.7% | $2,986+382.4% | $5,055+184.9% |
| Participant deferral / active EE | $13,605 | $4,615+194.8% | $4,317+215.2% | $6,977+95.0% |
| Admin fee / account holder | $1,867 | $10,960-83.0% | $10,217-81.7% | $19,030-90.2% |